Car Accidents
As a Delaware auto accident law firm, we've been helping injured clients since 1981. If you or someone you know has been injured in an auto accident, call us at (302) 239-1140 or you can reach us by using the "contact us" area of this page.
If you've been injured in an auto accident and you're looking at this website, you're probably angry. Angry with the other driver. Angry with the other driver's insurance company. And you may even be angry with your own insurance company. This section of our website is designed to provide you with as much information as possible about the handling of your auto accident claim and what you can expect.
Report the accident to your insurance company as soon as possible, and ask for an application for PIP benefits. After you complete the application and send it in, your insurance company is required to pay for your lost wages and medical bills under the personal injury protection coverage of your insurance policy.
The other driver's insurance company will contact you and ask for a recorded statement. If you haven't already given them one, don't. You're not obligated to speak with them or to give them any information. Experience shows that the insurance company has no intention of treating you fairly, and any information they can get from you will be used against you if at all possible. You will be better off telling them you're represented by a Delaware auto accident lawyer, and that they will hear from your lawyer.
If you're in pain, see a doctor as soon as you can after the accident. Don't make the mistake of assuming you will eventually get better. The good news is that most people do. Unfortunately, some don't. And if you're among the ones who don't get better, the other insurance company will try to use your failure to see a doctor in the beginning as proof that you weren't injured in this accident.
It's never too early to consult with an accident lawyer to discuss your rights. There is, however, a 2 year statute of limitations. If you intend to file a lawsuit, it must be filed within 2 years from the date of the accident.
It's possible that the other driver didn't have insurance or that the amount of insurance coverage he had is minimal. In the case of no insurance, you'll want to learn about uninsured motorist coverage. If he was insured but there's not enough coverage to pay for your injuries, check out the section on under-insured motorist coverage.
Be sure to keep scheduled appointments with your doctor and physical therapist. If you're still in need of treatment, your failure to go to these appointments will make it look like you've recovered from your injuries. The point is this. If you've recovered, or you've no longer in need of treatment, then by all means cancel the appointments and consider yourself lucky. But if your still in pain, or your injuries are still interfering with the quality of your life, follow the advice of your doctor.
Speaking of following your doctor's advice, if your doctor tells you to return to his office as needed, go in to see him if your pain flares up. If he doesn't hear from you, your doctor's records will reflect the fact that you were told to come in if needed, and all they can assume is you must be better since you didn't schedule any more appointments.
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